# AruSaku

> Sistem keuangan untuk proyek & studio Indonesia — dari invoice termin sampai laba bersih riil (True Net Profit), dalam satu workspace.

AruSaku is a SaaS money-loop workspace for Indonesian freelancers, creative studios, and boutique agencies. It covers project-based billing end to end: milestone invoices → WhatsApp collection nudge → login-free payment portal (BCA / QRIS to the user’s own bank) → expenses → tax reserve → True Net Profit. It is not a generic finance dashboard, not project-management software, and not a DJP e-Filing tool.

## Who it is for

- Solo freelancers (designers, developers, videographers, photographers, copywriters) who feel *nggak enakan* chasing milestone payments
- Studio founders and project managers who need multi-company switching and (on Studio) white-label portals
- Teams that invoice in termin/milestones and get paid over WhatsApp + bank transfer / QRIS in Indonesia

## What it does

- Milestone (termin) invoicing with 3-digit unique transfer codes
- WhatsApp Nudge: one-click drafts (casual or formal) — you send; not a third-party bot
- Client payment portal without login: copy bank details, scan QRIS, upload transfer proof
- Flexible tax rows (PPh 23 estimates, UMKM / custom, default ~10% cash reserve) for planning — not official tax filing
- True Net Profit: paid invoices − expenses − tax reserve, per project and company
- Multi-company switcher (Solo up to 3 companies; Studio up to 10)

## Pricing (summary)

Two subscription tiers. Billing period changes price only — never features. 7-day money-back guarantee. Seller: Sambilanesia. Pay via Mayar (QRIS, Virtual Account, e-wallet).

- Solo: Rp 99.000 / month or Rp 790.000 / year — up to 3 companies
- Studio: Rp 229.000 / month or Rp 1.990.000 / year — up to 10 companies, white-label, no AruSaku badge

Full structured pricing: https://www.arusaku.my.id/pricing.md

## Key pages

- Homepage: https://www.arusaku.my.id/
- Pricing (machine-readable): https://www.arusaku.my.id/pricing.md
- This file: https://www.arusaku.my.id/llms.txt
- App / workspace: https://app.arusaku.com/

## Important clarifications

- Client money goes directly to the user’s bank or QRIS — AruSaku never holds or escrow funds
- Tax features estimate and reserve cash; they do not file with DJP
- No fabricated traction stats; evaluate the product on the mechanisms above